You have bad credit score and almost all dealers want a down payment. To finally own your dream car without paying a large down payment, it is important for you to learn a few essential things. The first reason car dealers want a down payment is that it adds value to the car sale. Secondly, lenders want to lower the loan amount financed. For that reason, you should never opt to shop for Bad Credit Car Loans from car dealerships. While they approve instant bad credit auto loan, car dealerships often charge higher interest rate. In fact, applying for a bad credit car loan at the bank is better than obtaining one from a car dealership.
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